Salary to Hourly Calculator — Convert Pay (With Overtime)

Short answer: enter your hourly wage and hours per week above (plus overtime hours if you earn them), and the calculator converts it to weekly, biweekly, monthly, and annual pay — including overtime at 1.5×. It works in reverse too: enter a salary to see the equivalent hourly rate.

How to use this calculator

1. Hourly wage — your base pay per hour, before taxes.
2. Hours per week — your standard schedule (40 for full-time).
3. Overtime hours per week — hours beyond 40 paid at time-and-a-half (1.5×). Enter 0 if you’re salaried-exempt or don’t earn overtime.
4. Read the results: weekly, biweekly, monthly, and annual equivalents — all gross (pre-tax) figures.

Everything runs in your browser — your numbers never leave your device.

How the math works

The conversions are simple multiplication:

• Annual salary = hourly wage × hours per week × 52
• Hourly rate = annual salary ÷ 52 ÷ hours per week
• Overtime pay = hourly wage × 1.5 × overtime hours
• Biweekly paycheck (gross) = hourly wage × hours per two weeks

Under the federal Fair Labor Standards Act, non-exempt employees must receive overtime at 1.5× the regular rate for hours over 40 in a workweek — a well-established rule, though some states add daily-overtime requirements. Salaried exempt employees generally don’t earn overtime regardless of hours worked; check your classification if you’re unsure.

A worked example

Say you earn $25/hour, work 40 regular hours, plus 5 overtime hours each week:

• Regular pay: $25 × 40 = $1,000.00
• Overtime pay: $25 × 1.5 × 5 = $187.50
• Weekly gross: $1,187.50
• Annual gross: $1,187.50 × 52 = $61,750

Without overtime, the same $25/hour at 40 hours is $52,000/year — those 5 weekly overtime hours are worth $9,750 a year, nearly a 19% raise. That’s why overtime-heavy roles can out-earn higher-base-rate jobs, and why it’s worth computing rather than guessing.

A biweekly paycheck at straight 40-hour weeks: $25 × 80 = $2,000 gross per paycheck, 26 times a year.

Going the other direction: salary to hourly

Job offers quote salaries; your life runs on hours. To compare:

Hourly equivalent = salary ÷ 52 ÷ hours worked per week

A $65,000 salary at 40 hrs/week = $31.25/hour. But if the role actually demands 50-hour weeks, the real rate is $25.00/hour — same salary, 20% lower per hour worked.

Always divide by the hours you’ll actually work, not the hours in the job posting. A $70,000 offer at 60-hour weeks ($22.44/hour) pays less per hour than a $60,000 offer at 40 hours ($28.85/hour).

Gross pay vs. take-home pay

Every number on this page is gross pay — before deductions. Your actual paycheck is smaller:

• Federal income tax — withheld per your W-4; rates are progressive (higher brackets apply only to income above each threshold).
• State and local income tax — zero in some states, significant in others.
• FICA — Social Security and Medicare taxes, a flat percentage of wages up to the Social Security wage base.
• Pre-tax deductions — health insurance premiums, 401(k)/HSA contributions reduce taxable income.
• Post-tax deductions — Roth 401(k), union dues, wage garnishments.

We deliberately don’t estimate take-home pay here: withholding depends on your W-4 elections, state, and benefits in ways no simple calculator captures honestly. A rough rule of thumb is that take-home lands around 70–80% of gross for middle incomes, but treat that as a guess — your first real pay stub is the truth. (For retirement-account math that does compound pre-tax, see our 457(b) calculator.)

Salary negotiation: think hourly

Three places the hourly lens changes decisions:

1. Comparing offers. Convert every offer to an hourly rate at realistic hours before comparing. Benefits (health insurance, 401(k) match, PTO) have hourly value too — a 6% 401(k) match on $65,000 is $3,900/year, or $1.88/hour at 40 hrs/week.
2. Overtime decisions. Knowing your 1.5× rate ($37.50/hour on a $25 base) tells you exactly what an extra shift is worth — and what your free time costs.
3. Side work pricing. Freelancers often underprice: your W-2 hourly rate excludes the employer’s share of taxes, benefits, and unpaid time off. Independent work typically needs to charge 1.5–2× the equivalent W-2 hourly rate to break even.

The 2,080-hour year

US payroll math revolves around a standard figure: 2,080 hours — 40 hours/week × 52 weeks. That’s the assumed full-time year behind most salary quotes, and it’s a useful benchmark:

• $50,000 salary ≈ $24.04/hour (50,000 ÷ 2,080)
• $75,000 salary ≈ $36.06/hour
• $100,000 salary ≈ $48.08/hour

But nobody works all 2,080 hours. With 10 holidays and 15 PTO days (25 days = 200 hours), a typical office worker is actually present about 1,880 hours. Against worked hours, that $100,000 salary is really $53.19/hour of your time — a reminder that paid time off has concrete monetary value when comparing offers. An offer with 25 PTO days versus 10 is worth roughly $5,770/year in time value at a $100k salary level (15 extra days × 8 hours × $48.08/hour) — a meaningful gap worth quantifying.

Use 2,080 for quick conversions, but use your realistic worked hours for real decisions.

Comparing job offers: a checklist

When two offers compete, convert everything to comparable annual dollars:

1. Base salary or hourly × realistic hours (use the calculator above).
2. Overtime likelihood — hourly roles with steady OT often beat higher salaried offers.
3. Retirement match — a 5% 401(k) match on $70,000 is $3,500/year of free money.
4. Health insurance premiums — a $200/month difference in employee premiums is $2,400/year.
5. PTO and holidays — value each day at your daily rate (salary ÷ 260 workdays).
6. Commute cost — 30 extra minutes each way is 250 hours a year; price it at your hourly rate.

Add it all up before deciding. The offer with the bigger headline number frequently loses once total compensation is computed honestly.

Part-time and irregular hours

The math scales linearly, so part-time is straightforward: $20/hour × 25 hrs/week × 52 = $26,000/year. For irregular schedules, average your hours over a few representative weeks — or compute a conservative (low-hours) and typical case and plan around the conservative one.

Tipped workers: the federal tipped minimum wage structure differs from standard hourly pay, and tip income must be reported. State rules vary widely — check your state’s labor department rather than assuming federal rules apply. If you earn both an hourly base and tips, add your average weekly tips to the calculator’s weekly result for a realistic gross figure.

What this calculator doesn’t do

• It shows gross pay only — not take-home after taxes and deductions.
• It assumes consistent hours; seasonal or gig work needs averaging.
• It doesn’t model bonuses, commissions, tips, or shift differentials — add those separately.
• It uses the federal 1.5× overtime rule; some states and union contracts differ.
• It is an educational planning tool, not financial or tax advice.

Frequently asked questions

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Methodology reviewed September 2026. Conversions use standard 52-week/40-hour conventions; overtime at 1.5× per federal FLSA rules for non-exempt employees. Figures are gross pre-tax estimates. This page is educational content, not financial or tax advice.